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What is Financial Literacy?

Financial literacy is the ability to understand finance.  More specifically, it refers to an individual's ability to make informed judgments and effective decisions about the use and management of their money.  Don't allow the lack of financial literacy to become a stumbling block.

National Financial Literacy Month is recognized in the United States in April in an effort to highlight the importance of financial literacy and teach Americans how to establish and maintain healthy financial habits.  Now is a good time to create an account using the National Student Loan Data SystemNSLDS is the U.S. Department of Education's database for student aid, including federal loans. Using your federal pin number to create your account, you can view up-to date federal loan information.  This website will provide you with the name of your federal loan servicer and contact information in case you have questions.

Student-Specific Websites:
Annual Credit Report:

A good credit report is very important.  Your credit report contains information about where you live and how you pay your bills.  Businesses inspect your credit history when they evaluate your applications for credit, insurance, employment, etc.  You have the right to receive a copy of your credit report.  Request your FREE annual credit report.  It's QUICK, EASY and SECURE.

"Financial literacy is not an end in itself, but a step-by-step process.  It begins in childhood and continues throughout a person's life all the way to retirement.  Instilling the financial-literacy message in children is especially important, because they will carry it for the rest of their lives." ~ George Carl quote