Major Medical Expenses
(For Both Accident and Sickness)
After the Company pays $5,000 in basic benefits under either the accident or sickness provision of the policy for any one accident or sickness, then the policy will pay 80% of $5,000 up to but not exceeding $20,000 for physician's services, hospital confinement, nursing services, x-rays, operating room, emergency room, anesthesia, laboratory service, dressings, prescription medicines, casts, use of wheel chair, crutches, or ambulance for any one covered accident or sickness. Expenses must be incurred within two years from the date of accident or sickness.